News!: Opus Consulting is now Opus Technologies. Read our CEO’s memo on this transformation.
News!: Opus Consulting is now Opus Technologies. Read our CEO’s memo on this transformation.

Opus’ DNA is founded in the payments industry world—over the last two decades, we have been working alongside innovators in payments: from the days of ATMs and device-based payments to today’s touchless, digital, and invisible transactional ecosystems.

Both service providers and users of payments technologies typically struggle with some key challenges, including:

  • Legacy architecture that may roadblock new initiatives
  • Fragmented customer experience
  • High cost of integrating new forms of payments
  • High cost of legacy maintenance and enhancing capabilities to meet new demand
  • Hidden fee structure for merchants
  • Discrepancies in disputes and chargebacks

Experience in the Payments Spectrum

Opus’ modernization approach takes a customer-centric view of their end-to-end payments value chain—from customer on-boarding, through payment initiation to clearing, and all the way to final settlements, including charge-backs and refunds. We focus on middle and back-office functions to enable innovation, connect to payments processors, embrace new networks and product ideas. Our domain experts bring deep experience in enabling multiple channels to complete payment activity, while driving consistent experiences and information exchange across all the secure channels.

Our Omni-Channel Solutions include:

Tailor-made mobile POS solutions, location-based applications, digital receipts, NFC and other proximity payment method solutions

Wallet Provisioning/cloud based hosting development, multi-provider integration and regulatory compliance

Customized mobile app development solutions

Virtual Assistance for Customer Engagement

Seamless UI/UX design solution

Opus delivers transformative benefits with our cloud services:

Helping customers to seamlessly consume experiences from vendors and payment partners to offer their services, using a plug-and-play integration to backend systems in an orchestrated manner

Engineer a foundation for payments systems including workflow engines, business rules, ISO20022 Payload and enriching data

Streamline payments workflows, modernize and replace legacy technology, and create new consumer products and services

Rationalize payment platforms by consolidations, and over time with mergers and acquisition to combine the common set operations that platforms perform

Enable financial institutions to simplify their payments infrastructure and deliver an effective payments strategy

Provide an API-based runtime engine ‘Message HUB’ that translates messages across multiple formats at different end points, and customize it to support newer formats

Seamless delivery of experience across Device / Semi Integrated POS interfaces, Retailers, C Stores, Outdoor payments including fuel dispenser solutions


What is payment modernization?

Payment modernization is the transformation of the end-to-end payments value chain right from client initiation to settlements. This involves a holistic approach applied to enable faster payment processing and offer more flexible payment options through secure channels.

What are legacy payment methods?

Legacy payment methods are old or out-of-date systems and technologies that are costly and result in inefficient payment infrastructures. 

What are popular digital payment methods?

Some of the popular digital payment methods include debit and credit cards, mobile payments, internet and mobile banking, POS terminals, digital wallets, QR codes, Buy Now, Pay Later financing, etc.

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